Candy's Treats & Topics

The debt that all men pay. What is this debt? When and how did we acquire it? Furthermore, how come we don’t remember owing it? This isn’t some promised agreement to be fulfilled at a later date and forgotten. It isn’t a monetary debt that we can work into our budget. Nor can we barter the payment. Or trade for goods or services performed. No, the debt that all men, meaning mankind, pay is death.

Now, this is a debt we want to put off paying as far into the future as possible. And it is a debt we are going to have to pay regardless of what we do to prolong its coming due. It is something about which we think little. To do so is to face the fact that we are mortal. That we are not ten feet tall and bulletproof.

Even though there is no way we can get out of meeting this obligation, there are things we can that will work in our favor. We can prepare for the inevitable. It is imperative that we face facts; we are mortal. Once we do so, we need to secure the future financial stability of those we love. With a few simple steps, we can ensure those we care about most will not struggle to survive. Nor will they lose everything when you are not there to protect and provide for them. In this members-only site are answers and solutions to help you do just that. Just get the solution here.

Once we have looked mortality in the eye and begun preparing, we want to be here as long as possible. This is where we can “Snap” the debt timeline further into the future. Right here is where you shall learn how to do everything possible to improve your health for better longevity.

With the scientific discovery of bio-hacking, we can give our bodies and our brān® the nourishment it is lacking. To begin with, the brain is the supercomputer of the body. If a computer does not get enough electricity, the circuits do not snap rapidly, it does not function at its highest performance level. It is the same with our brain. If it is not fed the correct nourishment daily, it will not function at its highest performance level. As a result, we feel tired all the time. Our concentration isn’t there. Work performance drops to a level just above being fired, hopefully.

There are countless TV commercials advertising numeral gut-health remedies. What most people do not know is a corporation produces healthcare products first and its only obligation is to the stockholders. That obligation is to make money for the stockholders. Logically, if the corporation creates a product that cures an ailment, no future sales. The stockholders lose revenue, and eventually, the company could go out of business. Fortunately for the future of the company, the food we consume is desperately lacking in the nutrients we need to sustain a healthy, well-functioning body.

These wonderful science-based bio-hacking products address several of our current health issues. Another issue high on the list in correct bodily function is how well our gut works for us. The “Snap” 

byōm™ taken daily, is for improving and stabilizing gut health. When our digestive tract is healthy it works correctly, nor does it have to work twice as hard but only get half as much accomplished as it was designed to do. As our gut improves, we feel lighter, get more energetic, and we can more easily maintain a proper weight. Win, win!

There are four other products for our health benefits. Each one addresses a specific health issue. uüth pronounced Youth is for exactly that. Giving our body the nutrients necessary to help turn back the clock. Our skin, hair, nails, and vibrancy perform more than they did years ago. zlēm® aids in a sound, restful, rejuvenating night’s sleep. plôs® Thermo addresses unwanted fat stored in too many unsightly places on our bodies. Tuün shields us from the very unhealthy rouge EMFs that interfere with our internal energy flow.

On the right side of the page, fill in the registration form. We send you emails to keep you in the know on time-sensitive items and the latest trends without overloading you with emails.

Next, put your mouse over the envelope to the left and push. By connecting with us, we answer all your questions about this page and all other questions about this site. Thank you for visiting. Come back often. You’re gonna love what you find here

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Five Stones and Crystals for Debt Freedom. They help clear you thoughts so you can see solutions leading to financial freedom.

• When we hear the word crystal, the visual that comes to mind varies depending on our experience. For example; the fancy glassware that is set out for holiday and special occasion dinners. The pretty stones that are used in fancy jewelry. Then there was the reoccurrence of the hippy/new age fascination with the stones. But this fascination isn’t a new thing; it actually goes back for more than 3 millennium. Crystals are pretty and used to embellish most in jewelry and on clothing.  
• Early man discovered that crystals of different colors vibrated in a different frequency. And with that, they discovered those different vibrations affected different parts of the body. Often those vibrations altered an ailment an individual was suffering at that time. Ergo, they were used for healing.
• Now, I could give you the history of crystal usage and the benefits thereof, but being human, we most often want the shortcuts. We want to get to the heart of things as quickly as possible. We probably don’t want to know what crystal is going to cure our lumbago, or keep our hair from thinning. We may not even believe that a simple pretty little crystal can calm our jittery nerves. We want to know if there is a crystal or group thereof that can bring good stuff into our lives. More wealth, reduce our debt. Luckily, there is!

Let’s start with debt.

• You cannot begin to accumulate wealth if you are up to you lips in debt. That’s like the cart driving the horse. And you cannot reduce your debt if you run out a purchase the next new shinny object that catches your eye every time you go out shopping.
• The positive effect of money magnet crystal will help you to break your urge to impulse shop and establish a healthier financial pattern for reducing debt. These crystals provide an optimistic outlook that enables you to take advantage of opportunities for growth especially when faced with debt. Overwhelming debt from medical debt, student loans, and unexpected expenditures such as high-cost auto repairs. These crystals and stones provide the light at the end of the debt tunnel, my friends.
• If your money mindset had been in a state of lacking, the more you feel as if you are drowning financially. You know, no matter how fast you tread water, no matter how hard you kick, your lips are still sinking below water. Crystal energy can be the uplifting life raft during moments like these. It supports you; it calms you, and it gives off grounding energy. In a calmer mind frame, you can be more analytical and look for the solutions that you were unable to recognize while your mind was panicking.

Furthermore, when poor money situations have us backed into that huge debt corner, we tend to take the tortoise approach of slow-and-steady wins the day. Anything risky is shortstopping scary. Not the pulling our heads into our shell method.

There is a saying, “When the pain of being the same is bad enough you’ll make a change.”  Therefore, by taking a different tack, by doing something different pays off in unexpected ways.

Undoubtedly, that takes more courage than we thought we possessed. Given a chance and sticking to the new direction we have embarked upon, these crystals will fortify our spirit with courage, enhanced decision-making skills and motivation. Ultimately, we can transform our debt into abundance.

Now, let’s get down to the nitty-gritty. Exactly which crystals possess the magical potential to help reduce debt ? And which increase financial wealth? Below are our favorite crystals for debt are for success.

Iolite: This beautiful blue stone acts as your financial advisor. It encourages you to make wise decisions and smart choices about money. Use the savvy energy of Iolite to create your own financial plan, or budget, that supports your long-term goals. Iolite is recommended as a stone for combatting debt because it emphasizes the unhelpful mindsets or patterns in which you have engage. Whether it’s spending money you don’t have, or feeling too defeated by debt to save. Iolite’s energy guides you; it helps you to see the big-picture so you can set yourself up for success.

The next helpful stone:

Malachite: Malachite is a top green crystal for money. It gives you the tough love vibrations you need to make necessary changes in your life, especially when it comes to finances. As the saying goes, “Doing the same thing the same way over and over, expecting a different result is insanity!”  As a stone of transformation, Malachite inspires you to turn your financial situation around. To implement new habits, behaviors and patterns that support you and your financial goals. The Malachite stone also fills you with determination and motivation to take action each and every day. 

Amethyst: The calming vibes of Amethyst brings clarity. A clear mind make better decisions. You can see that in any horror movie when the character is crazed with fear, they walk into danger. One of the reasons that Amethyst crystal is believed beneficial in areas of success and business is it elevates mental cognizance. In a state of extreme stress, we miss or don’t recognize and don’t’ pursue finance altering opportunities for growth. Using an Amethyst crystal can benefit with your relaxation and center your thoughts. With a calm and clear perspective, you are able to see and take advantage of opportunities for change.

Below are two are Quartz.

Smoky Quartz: If restrictive beliefs concerning money are stopping you, Smoky Quartz is here to help you. This is a stone of releasing. Smoky Quartz allows you to relinquish all unwanted negative energies, thoughts, beliefs, and stories to your stone. Turned over to your Smoky Quartz, your life if free of hampering energies.  

Phantom Quartz: Last but never least, is Phantom Quartz. If significant roadblocks and obstacles are impeding you from reaching a debt-free life, you need this Phantom Quartz. This stone has specters, or inclusions, within it that represent its growth and evolution over time. Connecting with a Phantom Quartz encourages you to embrace your own growth and evolution, especially as it pertains to your financial life.

Well, folks. There you have it. Five must-have stones and crystals to encourage reaching a debt-free future and help move you closer to financial independence. Instead of ordering these stones and crystals online, I recommend you find a gem store in your area. Go in, feel the five stones and crystals listed above. BE OPEN MINDED. You will know the right one for you by what you feel in the palm of your hand.

There is so much more to these sites than you can imagine. If you are interested in knowing more, have questions you need answered about our online community, please contact us and register on the right side of this page to receive our newsletter to keep you in the know. Contact us here!

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What do you want to be when you grow up, little one? How many times did we hear that when we were growing up? Was there a time when we were children that we could not answer that question? And the answer always came quickly and with enthusiastic clarity. I want to be a ballerina, a princess, a mom. A doctor’s what I’m going to be! Or a lawyer, an actor a football; a baseball; a hockey; a basketball star! The answer included, I want to be a teacher, an airplane pilot, a policeman, a fashion designer, a singer, a dad. And the list went on depending on what child was asked the question.

It didn’t matter what the answer was, it just mattered that at that time in our lives, we had a clear, well-defined idea as to what we wanted our life to be when we grew up. Now that we are adults, let me ask again, “What do you want to be when you grow up? Are you what you living person-part your response was as a child? Can you answer it as quickly and with as much enthusiasm and clarity as you did when you were a 5-year-old child? Or 6, or 10?” I know I’m not. And I know I don’t think about the dreams I left behind.

Why is it that the answer to that oft-asked question became harder and harder to answer, and came much less quickly once we paste the age of 10 or 12? There are as many reasons why as there are shattered dreams each child left behind.

Recently, I was asked a question along the same lines. What do I want to be when I grow up? The question was, and I’m paraphrasing, “Are you 100% happy with what your life looks like now? Or are there things you would like to do or have that you don’t do or have now?” After a small pause, the follow-up question, again paraphrasing, was “Do you have a plan to put into your life what’s missing?”

WOW! How the devil do I answer that? I’m not a fanciful child of 5 anymore. I can’t even begin to remember how to think like a child. That kid’s existence went by the wayside decades ago. And, folks, until I was asked those two questions, I was relatively happy with where my life was. Those two questions drop-kicked me out of my complacent comfort zone right over the uprights from 30 yards out.

Before I was drop-kicked into an alternate reality, looking at my life from an out-of-body perspective, I thought having enough money to cover the bills with a little leftover was good enough and I was happy I had reached that point financially. I was buying my first home. My SUV, I bought and paid for myself. My home, and everything in it, I had bought and paid for by myself. I loved my home. It was exactly the house I had always wanted and thought I would never own— with or without a husband.

The drop-kicking knocked the blinders off. I realized there were many things my just-covering-the-expenses lifestyle was leaving out. Granted, I didn’t go out to eat very often, nor did I travel too far from home. I was proud of myself. I did all of this without having to have a co-signer or inheriting it. So, I started asking myself, “Are there things you would like to do or have? What are they? Is it ridiculous to even think about the thing you don’t have and can’t afford on your present income?” In the ten years of owning my very first home, I imagined replacing the outdated cupboards, countertops, and stove. I envisioned new double-hung windows all around the house. And a laundry list of other upgrades I would like to make. Costly, but doable if I save.

As my head spun around and around with ideas and semi-remembered fantasies from childhood, I remembered something I once heard: “When the pain of being the same is bad enough, you’ll make a change!” I wasn’t really in pain unless you consider yearning for the unobtainable as unrecognized pain. Lest I forget, a few months earlier, I had made a change. Some unexpected, potentially preposterously costly events happened back to back leaving me feeling as if I were hanging over the edge of the financial abyss by my fingernails.

I needed money, fast! A door greeter at the local Walmart was out of the question for medical reasons. Age too. Then a message was whispered in my ear, ‘to take a look at that saved article’. I had downloaded and saved a job-related article some months earlier for future reference. It was now future reference time. After examining it a few times, I jumped in headlong even though the levelheadedness of doing so was highly illogical. One of those ‘what do you have to lose’ moments.

Back to the present!

Thankfully, those two disturbing questions were followed up with an action task to help me find the answers to them as an adult. When you don’t know what you don’t know, an action task is amazingly helpful to get you deliberating in the right direction.

The plan of action: Answer these five questions.

1. What is your Why?
   1. Why are you in this business?
   2. What will keep you moving forward?
2. How much money will it take to be debt-free?
   1. Does that include paying off your house?
   2. How much money will this take?
   3. How soon do you want this to happen?
3. Will you stay in your business after you are debt-free?
   1. Why?
4. How much money do you want to make annually?
   1. By the month?
   2. By the week?
5. What do you want to do with this money if you are out of debt?
   1. For yourself?
   2. For others?
   3. How much money will it take to accomplish this?
6. What is your core “Why”?

I felt like I was taking a High School Quiz! And I had not studied for the exam! Can you remember the feeling you got as soon as you walked into your classroom and the teacher announced, “We are having a pop quiz today?” For one thing, the ‘we’ part was ludicrous. You knew good and well the teacher was not going to take the test along with the rest of the class. For another, the teacher looked far too pleased with the announcement for the quiz to be an easy one.

I digress.

Let’s start with what is expected to be at the top of the list. Why are you in this business? MONEY! Granted I want money. It’s needed and extra is nice. But how much extra do I need realistically? Even though I have bought a Powerball ticket or two when the numbers have become unbelievably high, and fantasized about what could be done with it, it is just that: a fantasy! I don’t want so much that I could toss it around like it was confetti. The thought is foolish.

I have lived on little and was forced to do so. It was a reality to which I gave little thought. Just accepted it as the way my life was going to be from there forward. I learned to budget. It wasn’t easy wrestling that big New York Stock Exchange Financial Brass Bull to the ground and keeping it there. But I have done it for 9 years and am proud of the accomplishment. It was either that, or pick out a good-sized box in which to live.

In the ten years of owning my very first home, I imagined replacing the outdated cupboards, countertops, and stove. I envisioned new double-hung windows all around the house. And a laundry list of other upgrades I would make someday. I also listed all the places I dreamt of traveling to someday. Costly, but doable if I save. The promises I half-heartedly made to myself were piecrust promises to myself. Easily made, easily broken.

I had not given any thought to question #2 about the total dollar payoff amount. Nor could I answer it on a quiz. It involves math. Not my strongest subject especially with no calculator in hand. Even setting up a budget was a laborious, time-consuming endeavor. But with dogged persistence, I did it. Still not having done the exact math, I have, in my head, an estimated amount I would need. And it does include paying off the house. As to the timeframe; I could be impractically fanciful and say in one to two years. But if I am expected to pin it down to a specific date— the idea of boxing myself into a sure-fire-failure gave me apoplexy! And my heart can’t handle the rib-banging-pounding!

The whole point of the exercise is to learn how to set goals. How to put out to the universe what you want your life to be, when you want it to become that, and how to go about it. I am not sure I have satisfactorily answered all the questions put to me. Although, I have been assured there are no wrong answers to the questions. (Imagine a list of questions with wrong answers!). One thing I have figured out from this exercise is what the bottom line is I want for my life. I found my core “WHY”! Knowing what it is, this time, nothing shall make me miss the success boat. When all is said and done within the next 3 years, I want to live my life in STYLE. Be it flying first class to destinations to which I cannot drive in my new SUV or on US river boat cruises or RV trips anytime I take a fancy to leave my home.

Watch this video. The lady presenting is a genius at goal setting, time management, and organization. She will answer more of your questions in more detail than you can imagine. Once you have accessed this video, you will be able to return to it numerous times, just like I have, to build, refine, and expand, AND accomplish the goals for your best life.

On the right side of the page, fill in the registration form. We send you emails to keep you in the know on time-sensitive items and the latest trends without overloading you with emails.

Next, put your mouse over the envelope to the left and push. By connecting with us, we answer all your questions about this page and all other questions about this site. Thank you for visiting. Come back often. You’re gonna love what you find here.

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The commonality these businesses share (and like brands) is a decline in the earning potential over the past several years. All of this was in a report I read this afternoon. A decline in a business’s ability to produce enough revenue to pay all its debt is disastrous to the overall economy.

A recent online report stated over 160 companies filed either Chapter 11 or bankruptcy in 2023. Also in 2023, Dollar Tree, Party City, gap, Overstock, Office Depot, Fred’s, Claire’s, JCP, Macy’s, Kohls, Applebee’s, Sears, Pizza Hut, Quiznos, Victoria Secret, Regal Cinema, I-Hop, Bed Bath & Beyond, Pier 1, Walgreens, Outback, TGI Fridays, J. Crew, Abercrombie & Fitch, Party time, Office Depot, and Academy.

The commonality these businesses share is they have been fighting against inflation in supply costs since COVID-19, high debt, and failed consolidation.

• David’s Bridal has experienced less foot traffic in the stores due to changing consumer preferences. Brides nowadays are opting for casual wedding dresses over traditional gowns.
• Neiman Marcus is on their last legs. The impact of the COVID-19 pandemic on its business caused a significant amount of debt, something to the tune of $5 billion, Neiman Marcus is having a hard time paying it off.
• PetSmart, the largest pet retailer in the United States is having difficulty paying down debt while also making a notable profit. Growing competition may force this retailer to file for bankruptcy. In 2019, PetSmart bought e-commerce competitor Chewy, which weakened the company’s financial position.
• Acquiring Orchard Supply Hardware forced Lowe’s to lay off 4,000 employees and close 98 stores. Ultimately the acquisition cost much more than expected.
• Subway franchisees are dissatisfied with the company’s price increase and product quality decrease. Some stores are failing to stay afloat because Subway can’t compete with other sandwich chains that offer better food at a better price. According to reports, the company closed over 1,200 stores in the United States in 2020, and its total number of locations worldwide dropped from over 42,000 in 2019 to just over 37,000 in 2020.

The commonality these businesses share is loss of revenue competing with an increase in online shopping resulting in doors closing, employee layoffs, and fewer employment options available for job-seekers. In the month of January 2024 alone, over 97,000 employees lost their jobs.

This is bad news vs. good news! You may ask how is tens of thousands of people losing their jobs bad news vs. good news? How can mega brick-and-mortar corporations closing their doors have an upside? Granted that is bad news albeit it is temporary. Again, you may ask how can this be a temporary situation with fewer businesses still offering jobs.

It is good news for those who think outside the box and are willing to take a chance on their ability to run their own business. It is good news for anyone willing to believe that something may come along that sounds too good to be true but is a tried and true success-proven opportunity. That is what I am anxious to share with you right here, right now.

Well, here is the good news.

• An online business that is easy to learn with ongoing training and support?
• An online business with no saturation point?
• A business that is already established globally?
• A business with multiple streams of income?
• An online business with no glass ceiling, and the earning potential is only as high as you want to set it?
• A Place to Find Out How It Works!

We love to share the potential, the business, the community, and the ongoing support with you. Discover More! I can understand the skepticism. Generally, I am a skeptic at heart. I was when I first looked into this business. Boy, have I been proven wrong, and I am glad I was. I have worked many different jobs over my working decades. Working for someone else was how I was taught it was supposed to be done to be successful. The old “Keep your nose to the grindstone” method of success. However, much to the dismay of my parents, something in the back of my head kept whispering that there had to be something better. There is and it took me a long time to find it. Hopefully, you won’t let this opportunity slip away because you doubt the credibility of these statements. This business is based on two (2) core values; Honesty and Pay-it-Foreword! Learn About Our Services!

On the right side of the page, fill in the registration form. We send you emails to keep you in the know on time-sensitive items and the latest trends without overloading you with emails.

Next, put your mouse over the envelope to the left and push. By connecting with us, we answer all your questions about this page and all other questions about this site. Thank you for visiting. Come back often. You’re gonna love what you find here

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Two words that horrify you and kick our fight or flight response into high gear tense the body preparing for one of the two reactions we should take. You ask yourself. “Do I fight or do I take flight? As the object causing our horrified reaction approaches, you wonder, ‘Have they seen me? Is it too late to run? Do I dare stand here and prepare to fight off that which I dread?’ Realizing you have been seen by the approaching object of horror, you stand your ground with your mind racing for the right words that will save you from their persuasive onslaught.

Now, they are standing right in front of you; those dreaded people. The brain says, “OMG! They’re coming right toward me! How can I escape before they see me? OH, no! Too late. They see me! Beware, they’re going to try to sell you something. How can I politely say no? They’re my neighbor, my friend. But now, they are a network marketer!” The mind starts preparing a ‘no’ response to whatever they are going to ask you to buy. And it doesn’t matter what their product is, you know in advance you don’t want to buy it. You can’t allow yourself to buy it. If you do, you have set yourself up. They will be knocking on your door for the rest of eternity wanting you to buy everything they present to you. I

The network marketer tells you all about the new company they found and the fantastic new products they make. They have been using it themselves and it has worked wonders. They think you really should give it a try, and if you like it they will sell it to you. So, you successfully decline their offer.

A few days later another person you know says to you, “I just went to the newest club in town. I had the most amazing time. The place was fantastic, the service was top-shelf, and the ambiance was like a giant party. You have to try it. I know you are going to love it as much as I did. The place was so great, I bought a club membership. Seriously, you should give it a try.”

What is the difference?

Both of these scenarios are network marketing! We gladly accept the network marketing offer from the nightclub neighbor even though they are in essence selling you the idea of going to the new establishment and spending your money on something they think is a great product.

The answer to ‘what’s the difference’ is the neighbor, friend, or family member does not receive income for suggesting your patronizing the establishment. In reality, anyone who is not in the business of network marketing does not receive an income for whatever they suggest you try, be it businesses, books, movies, concerts, or any of the other million pay-money-for-it choices available to us.

In the networking world, there are a gazillion choices from which one can choose. How does a person know which one is the right choice? I would look for an online internet business that meets certain criteria.

Let’s go down the selection list.

• is a community of like-minded people
• is committed to helping you build your businesses
• offers free and ongoing training and support
• keeps up with the ever-changing internet world
• incorporates that new tech information to all the members
• represents multiple high-quality businesses
• incorporates multiple streams of income
• uses multiple avenues to promote your business
• that offers other contacts other than family and friends.

Having all of these resources available to you as an internet marketer, and a willingness to learn and put in as much available time as you have, your online internet marketing business will succeed. As your business grows, you can pay off credit card debt, vacation in dream locations, fix up the house, and buy special occasion gifts you couldn’t afford before. When more money rolls in every week than you were making in a month, you realize you can stop the 9-5 grind and be your boss. You have reached the financial freedom and time freedom bonus lever of success. Congratulations.

Oh, the place I just described is found right here. Get Started Now! Join the Community!

On the right side of the page, fill in the registration form. We send you emails to keep you in the know on time-sensitive items and the latest trends without overloading you with emails.

Next, put your mouse over the envelope to the left and push. By connecting with us, we answer all your questions about this page and all other questions about this site. Thank you for visiting. Come back often. You’re gonna love what you find here.

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Forgiveness and Learning to Forgive an individual’s inequity. To do so seems like an action is taken. However, it is, according to the dictionary, a noun, a byproduct, or derivative of the verb; forgive.

The definitions of forgiveness are; One (1). The act of forgiving; the state of being forgiven. And 2. The readiness to forgive.

I asked myself; how does one obtain a readiness to forgive another? How do you learn to forgive?

The first definition of forgive is; cease to feel angry or resentful toward. To pardon, an offender or offence. The second part of the definition is; remit or let off, a debt or debtor.

A few synonyms for both words are; pardon, reprieve, and vindicate/vindication.

I am confident we all have heard the statement “Forgive and forget.” In all honesty, for me, the oft repeated, hurtful, deeds, are impossible to forget. Especially when those deeds are perpetuated by people who claimed they love you. And the forget part is why, I have had a problem forgiving the wrongdoers.

It is not easy to let go of resentments and the feelings of anger. The hurt, and pain we felt when someone offended us either intentionally or accidentally.

I know, analytically, forgiving is extremely important. I also know it is extremely difficult to do so honestly, wholeheartedly, and with pure intent.

Forgiving is even mentioned in the Lord’s prayer saying . . ., ‘and forgive us our debts as we forgive our debtors.’

The word as in that part of the prayer is another cause for my contemplation. And confusion. I have struggled with this for some time. Does the ‘as’ mean at the same time? Or does it mean to the same degree or manner with which I have forgiven? Either way, I know am severely lacking in the forgiveness department.

So, once again, I consulted the dictionary hoping for clarity. As, used as an adverb means; to the extent which is or does. As a conjunction, it is a word used to connect words, sentences, or force. This was informative in a part-of-speech way, but it still did not clarify the intent of the phrase in question. If you do not understand the intent of a phrase, you cannot understand the meaning. You are able to incorporate the message into your life? 

To resolve this issue, I went to the Church website to find the answers.

There is a plethora of information about Forgiveness and Learning to Forgive on the church website.

We all know our Lord and Saviour, Jesus Christ died on the cross as payment for our sins. We also know we shall be forgiven for our foibles if we ask. However, I found much more is required of us than merely saying, “I forgive you.”

Under the law of Moses was: “An eye for an eye, and a tooth for a tooth.” This is revenge, not forgiveness. In the Sermon on the Mount, Jesus taught the higher law of forgiveness. He stated we need to turn the other cheek and love your enemies. Read Matthew 5:39–44 for the exact text wording.

In my search for answers , an extremely astonishing fact about our inability to forgive others came to light. ; if we do not forgive others, Satan will have an advantage over us. I shall repeat it; if—we—do not—forgive— others, Satan will have an advantage over us.

To paraphrase Elder Jeffrey R. Holland of the Quorum of the Twelve Apostles. “Jesus Christ did— not— say we were not allowed to feel true pain and sorrow. Hurt inflicted at the hands of others. Nor did he say we had to remain in toxic relationships. ‘ But we can rise above our pain only— when we put our feet onto the path of true healing.”

Forgiveness is a commandment. “Wherefore, I say unto you, that ye ought to forgive one another . He that forgiveth not his brother his trespasses standeth condemned before the Lord. For there remaineth in him the greater sin. I, the Lord, will forgive whom I will forgive, but of you it is required to forgive all men.”  This passage is in Doctrine and Covenants 64:9 & 10.

In teaching why, we should forgive, Elder Marion D. Hanks of the Presidency of the Seventy shared this memorable analogy. “There are two courses of action to follow when one is bitten by a rattlesnake. One may, in anger …, pursue the creature and kill it. Or— he may make full haste to get the venom out of his system. … If we attempt to follow the former, we may not be around long enough to finish it.”

Forgiveness and learning to forgive is not the only requirement necessary for our reentering the kingdom of God. Many good people are more interested in following the doctrines and commandments of men. They do it defending their sect or denomination, in performing manmade rituals. And they will not be allowed entrance into the kingdom of heaven. Because they failed to know and follow the Lord’s plan of life. These requirements were personally given to us and are recorded in the holy scriptures of Jesus Christ.

A paltry few of the enlightenments Jesus Christ gave us for reentering into the kingdom of God are;

•         The apostle John say, “And hereby we do know that we know Him, if we keep his commandments.”
•         ‘Mankind must know that only God is the true Eternal Father. And know Jesus Christ, is the son that God sent.’ When you know the living God and the living Jesus Christ, you will also know your divine relationship to God.
•        “… let virtue garnish thy thoughts unceasingly; then shall thy confidence wax strong in the presence of God. …” (D&C 121:45. Wax in this phrase is not referring to Pledge or the yellow, sticky stuff bee produce. It means to increase in apparent size.

• Pray to our Father in heaven to “seek ye first the kingdom of God, and his righteousness.” (Matt. 6:33.)

Truly knowing the living God and the living Jesus Christ is mandatory for reentering the kingdom of God. We cannot expect to live in the kingdom of God without truly know the Father and the Son? It would by equivalent to living in a mansion, shoulder to shoulder with strangers.

Truly know the living God and the living Jesus Christ, we will also know our divine relationship to God. Repeatedly, and in many ways, I found it stated that only keeping God’s commandments allows us to really know God.

With this knowledge, Heavenly Father gives us great blessings for forgiving all mankind and for keeping His commandments. (Read Doctrine and Covenants 64:10; and 130:21.)

These are just three of the blessings we shall receive from Forgiveness and Learning to Forgive;

• 1.        Our testimony of Jesus Christ is strengthened.
• 2.        You have more energy. Amazingly, it takes far more energy than you realize to maintain any degree of anger, hurt, and pain.
• 3.        You feel the Spirit of the Holy Ghost with you more. 

I know the scriptures are not merely providing us with reading material. Libraries, bookstores, and newsstands are filled with reading material. The scriptures provide us with an indisputable roadmap if we choose to follow it, to everlasting life. It instructs us on how Forgiveness and Learning to Forgive prepare us to reenter the kingdom of God.

After much reflection, an epiphany struck like a lightning bolt. I had not attained a readiness to forgive because I had not attained a willingness to forgive. Forgiving my offenders could not and would not happen until I made them understand. They had treated me unjustly and hurtfully. I had a right to those feelings. That right was held onto that right like a shield.

If I could make my offender understand, they would be ashamed of their actions and would never mistreat me again. My marriage counselor and I disagreed when she told me trying to make someone understand was trying to win. I now fully comprehend what she meant. Now I fully understand the true act of forgiving and forgiveness.

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That’s right, My Best Financial Decision Culminated from Panic Mode. We all know panic is not when life-changing choices are made. When things in my life are going along okay, I tend to be a bit blasé. Not negligent. Just not willing to rock the boat. Furthermore, it is often said you should not make any life-altering decisions when you are in crisis mode. Folks I gotta tell ya’ll; if it weren’t for my most recent panic overloaded crisis mode, I would not have made what is turning out to be the best financial decision of my life.

In order to get the full picture

To get the full picture, I need to back up a few months. I saw a few times, an article on my web homepage about working from home posting ads online. Regrettably, I was not ready to take the time to read the article. So, I downloaded it for future scrutiny.

I was whittling away at my bills, slowly, granted but as the saying goes the slow turtle wins the race in the end. A week after I received confirmation, that I had indeed paid off a small, long-term-high-interest loan, my car broke down to the point I had to have it towed to my mechanic. I seriously thought the repair bill would be at least one thousand dollars or more. Before my mechanic had my car fixed, and on one of the hottest days of summer, my AC unit quit working. Another bill was going to put me into more debt than the 4-year-long bill I had just paid off.

I immediately went into high-stress-ugly-sobbing-panic mode. You know, the one where you feel as if you are hanging over the edge of the financial abyss by your fingernails. Furthermore, I knew if I moved too quickly, my lips wouldn’t be the only thing underwater. Yep! That’s where I was. I knew I needed a job! FAST. I needed to make money and the sooner the better. If I had a printing press, I’d have given that a try to make money. Literally. Pun intended!

Unfortunately, after just having a full hip replacement five weeks earlier, being a door greeter at Walmart was out of the question. So was anything that required me to drive to and from work. For two reasons. My car was in the shop and I was not allowed to drive for three months after surgery. This elevated the “I’m drowning financially” hysteria mode. Unfortunately, the only way I’m going to get rich quick is if I win the Powerball and we know what the odds are of THAT happening.

In a typical brick-and-mortar business, you are the boss.

You stand alone. You may have employees however; they are looking to you for guidance and information. To whom do you go for guidance and success information? Who can give you advice on how to avoid the trial-and-error method of running a business? The trial-and-error method is a down-the-slippery-slope into business failure. Granted, there are people you can consult— if you can afford the fee they charge. And, you learn early on in the self-employed venture NOT to consult the naysayer family and friends. On top of that, once you do fail, you get to listen to the naysayer family and friends snigger and say, “I told you so!” They feel justified in saying it because they feel they know best. They have seen you go down this break-away-from-the-40-40-40 life work plan more than once and failed— miserably. They aren’t trying to be mean; they are just trying to save you from yourself and the pain of failure. Or so they say.

The 40-40-40 Life Work Plan

They tell you the 40-40-40 life work plan is there for a reason and you need to follow it. They beg you to stop trying to be something you are not meant to be or do. You counter their argument with all those people who have started and succeeded in owning their businesses. Why couldn’t you be just like one of them? Their answer is breath-sucking, heart-stopping, confidence-shattering, and motivation-sapping. “Because you are not the type of person who is meant to be that type of successful!” Any other explanation or reasoning that followed went unheard.

 When I finally stopped banging my head against the preverbal frustration wall, I remembered the Work from Home article I had downloaded many weeks prior. I opened it up. I listened to the message. Because of their promised training, it sounded interesting and not too difficult even though I am not the most tech-savvy person in the world. Far from it! The other hindering factor I had to overcome before I decided is I am one of the most skeptical persons I know. But, a voice, in the back of my head, I think my guardian, kept telling me to go for it; to dive right in. So, I did. Head first, as if I knew what I was letting myself in for, or knew what I was doing. My Best Financial Decision Culminated from Panic Mode.

Repeat the panic!

Unfortunately, I had more than one panic session where I doubted my decision and convinced myself I would never learn how to make my computer do what I needed it to do to succeed. Or to get the information to stick in my brain. Thankfully, my specialist person is infinitely patient. (A quality of which I am sorely lacking.) “Take a deep breath,” became one of the mantras frequently used with me. The other one, to this day, is, “Slow down,” as I zip the mouse around the computer screen at lightning speed. At every training session, my specialist person leads me, step-by-step, through the systems; repeating steps that I didn’t understand completely until I got it. The most surprising, unexpected, and gratifying aspect of this business choice I made is; that I don’t have just one personal specialist person, I have an entire community backing me up. Every person in this business community is cheering me on to ultimate success and to find true financial freedom.

With what I have learned with this program, I am no longer a crazed hysteric. At least not as often with this business opportunity and not as often. I’m still working on the crazed hysterics in my personal life. Baby steps, right?

I’m a blogger. And I am a network marketer. That sounds sooo cool! And it is words I never thought I would hear come out of my mouth! I have a blogging site. I post blogs and ads online from home. And I am having the time of my life doing so. My Best Financial Decision Culminated from Panic Mode. I share even the little successes with my personal specialist person and the entire community. The WOOHOO’s, yeas, good job, and ways-to-go are gratifying, encouraging, and so motivating, that I strive for the next level of success.

I said it before and I’ll say it again. The only way I am going to get rich quickly is to win the Powerball. However, with this post blog system and post ads online system, my success is a steady progression to how I want what is left of my life to become. It is also allowing me to grow into the ultimate best version of ME!

If my story has made you curious and has sparked within you a desire to break away from the 40-40-40 life work plan, you can contact us for more life-changing information by sliding your mouse over here and clicking. One of our specialists will get back to you within 48 hours. I hope you believe me when I say they do not use high-pressure-used-car salesman tactics when they contact you. Oh, I forgot to mention, to this date, and I know far into the future, I have not, nor will I ever pay one cent for all the training and information I have received.

If you truly want to get out of debt; if you truly want the time and financial freedom to live life on your terms, you need to listen to what the personal specialist has to say. Subscribe today! Register on the right side of this page. It’s free! And informative. You won’t regret it! My Best Financial Decision Culminated from Panic Mode!

There is so much more to these sites than you can imagine. If you are interested in knowing more or have questions you need answered about our online community, please contact us and register on the right side of this page to receive our newsletter to keep you in the know. Slide your mouse over here and squeeze to Contact us!

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IIs College Worth It? I guess that depends on what you want your future to become. And the debt you’re racking up in the process.

How many years do you want to work to pay off that debt? All, the time you work at a career which, in reality, fills the pockets of someone’s else with countless Ben Franklin’s and Grover Cleveland’s ($1,000 bill). Opportunities within Self-Help and Self-Education opens paths that lead to REAL success and Financial success. And, no gigantic “Higher Education” tuition to pay off the rest of your life.

For far too long, the first couple of years in college, students spent more time in frat parties, drinking contests, and general foolishness. What time they did spend in class, their ability to learn was hampered by hangovers and lack of sleep. Plus not having done assignments.

Sadly, and often, the parents were paying for this tomfoolery. Some of the most expensive parties on the planet! And a year’s tuition is not getting cheaper. However, academic success rates are going in the opposite direction. Plus, the average college graduate finds it harder and harder to find a job after graduation in their field of study. And I don’t mean the subject of college partying.

“Colleges barely teach, yet every year they increase their fees. Try that in a private business, you might get indicted for fraud. Do it at an American university and you get billions in taxpayer subsidies.” — Tucker Carlson Tonight.

Is College Worth It?

“Education is the most powerful weapon which you can use to change the world.” — Nelson Mandela.

 The IMD World Competitiveness Center reports that the US ranked 10^th in its 2020 Competitiveness Report.

In 1990, the US ranked sixth in the world in health and education. Now it ranks 27^th. That is quite a significant drop. Just think folks, these graduates will one day be running this country and deciding our futures. Scary!

Absurdly, the US reported as having the best-surveyed education system on the planet according to Best Countries Report. But, according to Business Insider, in 2018, the US ranked 38^th in math scores, 24^th in science. According to another report by the Global Citizens for Human Rights’, the US didn’t even rank in the top ten for countries with the best educational systems.

CLEARLY College is not making Students Smarter.

More statistics

• “45 percent of students “did not demonstrate any significant improvement in learning” over the first two years of college. Close to 40 percent didn’t learn anything at all over all four years.” by Rory Ricord.
• 35% of questioned Students reported they studied less than 5 hours a week.
• 2.67 hours a day was the average hours applied to studying however, they applied twice that much time to partying, shopping, and eating.
• Consistent increase in Adult illiteracy. Most College Grads fall below average in Cognitive Tasks. (Such as calculating the costs of foods in a Grocery Store).
• College Grads in the US test at or less than High School kids in several other Countries.
• Top Universities are declining in their Academic Rigor.
• One study involved 470,000 fifteen-year-old students. They were given tests comparable to the SAT or ACT exams. After the scores were compiled to determine each countries average score for three subjects. Those subjects were math, science, and reading. Based on the score results, China received the highest scores. Korea followed next. Then Finland, Hong Kong, Singapore, Canada, New Zealand, Japan, Australia, and the Netherlands. I don’t see the USA on this list!

I think this is a pretty good indication that our current educational system IS NOT WORKING for our students.

Can someone explain why we are still sending these institutions Billion of Tax dollars? Private business would have had its doors closed and the owners indicted for fraud. Somehow the IRS would get involved.

So, is there an answer?

I doubt the answer is for parents to continue pouring more and more of their hard earned tens-of-thousands of dollars into the sinking tuition abyss.

Right here, you will have access to an Educational solution. Not only will save you ten-large many times over, it actually educates! It has a proven track record for success. Here’s the kicker! As a community member, you can earn money on educational systems that work instead of spending it on ones that don’t! Then, you can share it with others to do the same and increase your earnings.

With this proven-track-record system, YOUR education on how to use and succeed will not take you 2 to 8 years to see results. You will learn it and see earnings within 1 to 6 months. What do you think of a college education now?

This success program can begin for you with a little $97 investment. Calculating on the low side, that is about a $9,903 and 1.5 years savings! Does this sound like the nay-sayers claim it is either ‘too good to be true’ or a SCAM? After reading the afore mentioned stats, College and all their failures have proven to be the true SCAM  perpetrated on the American public!

You won’t get this guarantee from any college or university in America. You will have a full 60 DAYS to USE it or get your $97 back. WOOHOO! Oh, folks, we don’t make pie-crust promise. Easily made, easily broken.

READY? Go here for a LOOK-SEE? Better yet Register on the right side of this page. Get our newsletter. And if you are really daring, take a leap of faith and jump right in. Learn the steps, a start creating your own wealth and financial security and freedom. Do you think you would have learned that in college? The teachers didn’t teach it in any school I went to, and I went to a lot of them all over the USA. Is college worth it? I think, by now you know the answer! See more here

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Self-Help and Self-Education The learning path to our better selves so we may receive all the great benefits we deserve. And, in all honesty, we all deserve the very best life has to offer. Don’t let anyone tell you otherwise.

In this day and age, we all need a bit of help becoming and maintaining our best self. Too many outside elements interfere with our natural body energy. Somethings we desire are beyond our reach financially.

Below, we offer two life and personal betterment options for you to investigate. Please, do so.

EMF Protection: A protective medallion shielding us from the toxic EMF (Electromagnetic Forces,) emissions. Everyone needs this discovery. We get vaccines to protect us from the flue and other ailments, why would you not protect yourself from the unrelenting negative effects of EMF? These emissions disrupt our body’s natural energy field. This weakens our immune system leaving us vulnerable even with a vaccine. The details and solutions are here:

Is College Worth It? I guess that depends on how what you want your future to become. And the debt you’re racking up in the process. How many years do you want to work to pay off that debt? All, the time you work at a career which, in reality, fills the pockets of someone’s else with countless Ben Franklin’s and Grover Cleveland’s ($1,000 bill). Opportunities within Self-Help and Self-Education opens paths that lead to REAL success and Financial success. And, no gigantic “Higher Education” tuition to pay off the rest of your life. Facts and SOLUTION are Here.

Additional information and categories will appear in our system as they become available. We in this membership community believe this “No Higher Education” way of life is the wave of the future. We live it daily and the rewards of these opportunities and programs are life changing and freeing financially.

If you want to know more, if you want to surf the success wave, See BLOG WITH RORY. It’s a wild ride with a community of caring, helpful, and sharing people. You found it. Enjoy the process.

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